I Re: I hired a group out of California called Atlantic Pacificservices. They were going to lower my house payment and interest rates.Paid $3000 or a little more. They gave me a letter saying if I was unhappyat any time I could ask for my money back and they would give it. I don’tknow what happened I did not receive any kind of paperwork but they endedup losing my home to Foreclosure needless to say I don’t have the money tomove out now they will not give me the money back or take ownership aboutthe home I just don’t know what to do