This is a scam call that continues even after being told not to call again to home phone number and to cell number. Everyone you talk with has a heavy Indian accent and if you question the original person on the phone, you can hear foreign language in the background then Paul Garrett comes on the line. | Stating he can lower your interest rate to 6%. Tries to get you to give him your credit card name. Refused to do so and I eventually hung up on him. I knew all along it was a scam but played along to see where it would go. | After I hung up, I received(almost immediately) 2 more calls from different numbers which I did not answer and let my answering machine pick up. those numbers were 252-491-1241 and not provided 800-442-4757. When I did not answer those calls, I did not receive any more.

This review (Card Member Services) was originally published at Skeptic Files.

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