This is a total loan scam. Sabastaine Taylor called to say my loan was approved and then sent a contract (from Cash Advance USA with licensee of Speedy Cash) saying I had to send a $150 insurance fee in advance via moneygram, but when I called and asked who to make it payable to, they said either send an iTune card or no loan. They refused to offer an payee for the moneygram and rudely hung up after yelling at me. This is a total scam! Email address and telephone number are personal and not Speedy Loan company.