I have received two emails from this company. The language that is used is very hyperbolic, claiming that they have an FBI trace on my location and my assets, and that failure to pay the debt immediately will result in court proceedings that will cost thousands of dollars. The first email that I received from them claimed that they were TransUnion Credit Report Agency. This time, the email with the same wording and the same contact information had a different company name attached to it, "Credit and Collections Agency". The name that is signed at the bottom of the email is "Bob D. Chandler". The email is never addressed to my name, but rather the unspecified "Debt Owner".