We were contacted by First Class Advance to receive a loan for our small business. Upon receipt of our banking information, our banking accounts were immediately flooded with fraudulent charges…some of which were attached to the owner of First Class Advance, Joe Vaknen. When we approached First Class Advance about our security breach, we were given the run around. We are still dealing with the backlash of these unfortunate events. First Class offered no apologies or explanations. DO NOT USE THEIR COMPANY!