I applied on line for a loan to www.instantloan.net. They called me & told me I was approved for a $3,000 loan. Then they said I should go to Walmart or CVS to get a moneygram for $200 & call them back . They would then give me $3200 cash including the $200 . I should then pay them $150 @ mos for 2 years to pay back the $3000 loan is what they said. I did not get the moneygram. They sounded foreign & their phone number was 850-634-0117.