Why do you even ask, whether Zachary Swain is really a scammer, or maybe not? Skepticism is a healthy doubt when faced with a lack of credible evidence, or lack thereof to the contrary.
A community member has initiated a collaboration campaign to investigate, research, interview, gather evidence, and compile a comprehensive dossier on Zachary Swain. This webpage will, therefore, help in consolidating all information with which you can draw logical and valid inferences and conclusions.
FYI, Zachary Swain is associated with Ameriprise Financial Services at Watauga, Texas. In this line of work, nothing could ever surprise us anymore. So we want and see…
In previous investigative reports on similar entities/individuals, the Skeptic Tank community unearthed serious issues related to –

Money Laundering
Litigations and Lawsuits
Sexual Harassment

View the Scam Report for Is Zachary Swain a Scammer? on YSCAM.com at –

Is Zachary Swain a Scammer?