I applied for loan online and received email with forms stating loan was approved. Then received phone call about loan. After phone call I knew something wasn’t right therefore replied email with no longer wish to continue. Later that evening I received phone call stating money was deposited into my acct anyway after refusing to proceed and I had to return money using gift cards. I was being threatened with being arrested if I didn’t return their company money so I did as ordered. Now I have a dispute coming thru my acct and I know they are going to reverse deposit do they’ll have gotten money twice.