About 1 year ago I received 3 phone calls stating that there was a complaint against me. They would not describe the complaint and would not send me a letter with the information. Today I received a letter stating that I have a credit card account from 203 to 2006 that is in collections. When I called the HSBC credit card company, they have no record of the account number included in the letter. I have checked my credit report and there is no record of me having an account with this credit card company. There are no accounts in collection. I believe this is a scam. They also spelled my name wrong.