I went through the entire process with US Business Funding to secure a small business loan. I went through the entire process. I filled out all the paperwork, got approved, and sent them my bank account information. They took money out of my account without permission after that. then they used my information to shop around with other lenders. They were even running my credit everywhere.They are obviously not direct lenders, and they are not upfront about that. their activation fee is ridiculous to top it off. It is just to pay the representative that you work with. There is no such cost. I am sincerely concerned about my financial well-being and all my information in their hands.