Starts out as a robocall from Visa Mastercard customer service. to talk to a rep about the lower interest program press 1. then you get a guy who sounds middle eastern with a heavy accent telling me that because of my great payment record with all my cards am being offered a lower interest rate directly from Visa MC. he read off the first 4 numbers of cards, but none of them were mine. He wanted me to read off a number from my card to verify t is me, but I told he he called me and should already have that info. this went on for a while and I told him I didn’t believe he was from visa or mc and said goodbye. My scenario was much like the lady on your ******* had.